{"id":3,"date":"2026-06-03T20:54:03","date_gmt":"2026-06-03T20:54:03","guid":{"rendered":"https:\/\/ctdtax.com\/?page_id=3"},"modified":"2026-10-05T05:15:41","modified_gmt":"2026-10-05T05:15:41","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/ctdtax.com\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"<div class=\"brz brz-root__container brz-reset-all brz-root__container-page\" >\n<section id=\"wiTYy4Ggrk_8_wiTYy4Ggrk_8\" class=\"brz-section brz-section__header brz-section__header-type--static brz-css-d-sectionheader brz-css-1uk2fgw\">\n<div class=\"brz-section__menu-item brz-css-d-sectionheaderitem brz-css-1hq7xmx\" data-brz-custom-id=\"v4_wL6gbcNYZ\">\n<div class=\"brz-bg\">\n<div class=\"brz-bg-color\"><\/div>\n<\/div>\n<div class=\"brz-container brz-css-d-sectionheaderitem-container brz-css-1xo7v9e\">\n<div class=\"brz-row__container brz-css-d-row-row brz-css-qkwtc2\" data-brz-custom-id=\"vQap9kcUmV99\">\n<div 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https:\/\/ctdtax.com\/wp-content\/uploads\/2026\/06\/Citadel-Logo-Full-Webpage-scaled.png 2x\" media=\"(min-width: 768px)\"><img decoding=\"async\" class=\"brz-img\" srcset=\"https:\/\/ctdtax.com\/wp-content\/uploads\/2026\/06\/Citadel-Logo-Full-Webpage-scaled.png 1x, https:\/\/ctdtax.com\/wp-content\/uploads\/2026\/06\/Citadel-Logo-Full-Webpage-scaled.png 2x\" src=\"https:\/\/ctdtax.com\/wp-content\/uploads\/2026\/06\/Citadel-Logo-Full-Webpage-scaled.png\" loading=\"lazy\" alt=\"Citadel Partners LLC logo featuring a gold castle tower icon and the text \"Citadel Partners LLC Tax &#038; Accounting\" on a white background.\" title=\"Citadel Partners LLC - Tax and Accounting Logo\" draggable=\"false\"><\/picture><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brz-columns brz-css-d-column-column brz-css-1n6lmpr\" data-brz-custom-id=\"bQWu5kz7scEh\">\n<div class=\"brz-column__items brz-css-d-column-bg brz-css-vrbwpg\">\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-1eo3mrv 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data-menu-item-id=\"b61d286f433b17914d17ba03f483e36c\" class=\"brz-menu__item menu-item menu-item-type-post_type menu-item-object-page\"><a class=\"brz-a\" target=\"\" href=\"https:\/\/ctdtax.com\/?page_id=38\"><span class=\"brz-span\">Services<\/span><\/a><\/li>\n<li data-menu-item-id=\"8fa6681635d3b00c7631e3af7835415d\" class=\"brz-menu__item menu-item menu-item-type-post_type menu-item-object-page\"><a class=\"brz-a\" target=\"\" href=\"https:\/\/ctdtax.com\/?page_id=44\"><span class=\"brz-span\">Case Studies<\/span><\/a><\/li>\n<li data-menu-item-id=\"066016331a43398895021a284884dbc2\" class=\"brz-menu__item menu-item menu-item-type-post_type menu-item-object-page\"><a class=\"brz-a\" target=\"\" href=\"https:\/\/ctdtax.com\/?page_id=236\"><span class=\"brz-span\">Tax Insights<\/span><\/a><\/li>\n<li data-menu-item-id=\"e0fb55951f4a5121611b2b95ea415a35\" class=\"brz-menu__item menu-item menu-item-type-post_type menu-item-object-page\"><a class=\"brz-a\" target=\"\" href=\"https:\/\/ctdtax.com\/?page_id=54\"><span class=\"brz-span\">Pricing<\/span><\/a><\/li>\n<li data-menu-item-id=\"b2d717b492d1a7d40cb6a14773925447\" class=\"brz-menu__item menu-item menu-item-type-post_type menu-item-object-page\"><a class=\"brz-a\" target=\"\" href=\"https:\/\/ctdtax.com\/?page_id=68\"><span class=\"brz-span\">Contact<\/span><\/a><\/li>\n<\/ul>\n<\/nav>\n<div class=\"brz-mm-menu__icon\" data-brz-brz-mmenu-icon=\"off\" aria-label=\"Open navigation menu\"><\/div>\n<nav data-mods=\"%7B%22desktop%22%3A%22horizontal%22%2C%22tablet%22%3A%22horizontal%22%2C%22mobile%22%3A%22horizontal%22%7D\" style=\"display:none\" id=\"nzV0u412TtBS_4d6dadb9eef2b0be0416\" class=\"brz-menu brz-menu__preview brz-menu__mmenu brz-css-d-menu-mmenu brz-css-al1iiv\">\n<ul class=\"brz-menu__ul\" style=\"list-style-type:none\" data-menu-items-active=\"\">\n<li data-menu-item-id=\"ce07549eba874471089fb780821b74dc\" class=\"brz-menu__item menu-item menu-item-type-post_type menu-item-object-page\"><a class=\"brz-a\" target=\"\" href=\"https:\/\/ctdtax.com\/?page_id=26\"><span class=\"brz-span\">About Us<\/span><\/a><\/li>\n<li data-menu-item-id=\"b61d286f433b17914d17ba03f483e36c\" class=\"brz-menu__item menu-item menu-item-type-post_type menu-item-object-page\"><a class=\"brz-a\" target=\"\" href=\"https:\/\/ctdtax.com\/?page_id=38\"><span class=\"brz-span\">Services<\/span><\/a><\/li>\n<li data-menu-item-id=\"8fa6681635d3b00c7631e3af7835415d\" class=\"brz-menu__item menu-item menu-item-type-post_type menu-item-object-page\"><a class=\"brz-a\" target=\"\" href=\"https:\/\/ctdtax.com\/?page_id=44\"><span class=\"brz-span\">Case Studies<\/span><\/a><\/li>\n<li data-menu-item-id=\"066016331a43398895021a284884dbc2\" class=\"brz-menu__item menu-item menu-item-type-post_type menu-item-object-page\"><a class=\"brz-a\" target=\"\" href=\"https:\/\/ctdtax.com\/?page_id=236\"><span class=\"brz-span\">Tax Insights<\/span><\/a><\/li>\n<li 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rel=\"noopener\" data-brz-link-type=\"page\" data-brz-custom-id=\"cNf0QiYYBUKy\"><span data-brz-translate-text=\"1\" class=\"brz-span brz-text__editor\">CLIENT PORTAL<\/span><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section id=\"vOZbeaeFggYK_vOZbeaeFggYK\" class=\"brz-section brz-css-d-section brz-css-1nzjfit\">\n<div class=\"brz-section__content brz-section--boxed brz-css-d-sectionitem-bg brz-css-10gy5lb\" data-brz-custom-id=\"wbpQgzWYjZZX\">\n<div class=\"brz-bg\">\n<div class=\"brz-bg-color\"><\/div>\n<\/div>\n<div class=\"brz-container brz-css-d-sectionitem-container brz-css-1x5ao1o\">\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-r-wrapper brz-css-eeuid8 brz-wrapper\">\n<div class=\"brz-spacer brz-css-d-spacer brz-css-74ngbb\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section id=\"o7zFjyoI1Uhd_o7zFjyoI1Uhd\" class=\"brz-section brz-css-d-section brz-css-qooc01\">\n<div class=\"brz-section__content brz-section--boxed brz-css-d-sectionitem-bg brz-css-nylr2u\" data-brz-custom-id=\"qLPMtBiBXqhI\">\n<div class=\"brz-bg\">\n<div class=\"brz-bg-color\"><\/div>\n<\/div>\n<div class=\"brz-container brz-css-d-sectionitem-container brz-css-hrk1ta\">\n<div class=\"brz-row__container brz-css-d-row-row brz-css-r2ql3x\" data-brz-custom-id=\"mMC6DFu0_ln5\">\n<div class=\"brz-row brz-css-d-row-container brz-css-r-row-container brz-css-zshh88\">\n<div class=\"brz-columns brz-css-d-column-column brz-css-111il2g\" data-brz-custom-id=\"rfVKxLBBbzeb\">\n<div class=\"brz-column__items brz-css-d-column-bg brz-css-1ksvr8u\">\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-1cyf2by brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-richtext brz-css-r1i8h9\" data-brz-custom-id=\"zqewM9yaRiLn\">\n<div data-brz-translate-text=\"1\">\n<p data-uniq-id=\"oS4wc\" data-generated-css=\"brz-css-lRsPl\" class=\"brz-tp-lg-empty brz-ff-cardo brz-ft-google brz-fs-lg-32 brz-fss-lg-px brz-fw-lg-200 brz-ls-lg-m_0_5 brz-lh-lg-1_5 brz-vfw-lg-400 brz-fwdth-lg-100 brz-fsft-lg-0 brz-text-lg-center brz-css-vXuug\"><strong class=\"brz-bold-true\" style=\"color: rgb(13, 40, 47);\">Privacy Policy<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-1ne2o0z brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-richtext brz-css-1b2j4o9\" data-brz-custom-id=\"wbfxe9V1lJA4\">\n<div data-brz-translate-text=\"1\">\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-lOBZ2\" data-uniq-id=\"zUHrV\" data-generated-css=\"brz-css-g0iP9\">Citadel Partners LLC<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-eZlGc\" data-uniq-id=\"bKnX0\" data-generated-css=\"brz-css-kTQtG\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-vIgxF\" data-uniq-id=\"v_XYs\" data-generated-css=\"brz-css-qWxx4\">Effective Date: December 12, 2025<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-hT901\" data-uniq-id=\"hlFpl\" data-generated-css=\"brz-css-tMHsw\">Last Reviewed: August 23, 2026<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-kLxFB\" data-uniq-id=\"uqda1\" data-generated-css=\"brz-css-nE0HR\">\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-uP1uA\" data-uniq-id=\"a4eR7\" data-generated-css=\"brz-css-p3JeZ\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-n6hWO\" data-uniq-id=\"c1vx4\" data-generated-css=\"brz-css-dXrYZ\">This Privacy Policy describes how Citadel Partners LLC (&#8220;Company,&#8221; &#8220;we,&#8221; &#8220;us,&#8221; or &#8220;our&#8221;) collects, uses, processes, discloses, and protects information through www.ctdtax.com (the &#8220;Site&#8221;) and in connection with the tax, accounting, financial, and related services we provide (the &#8220;Services&#8221;). We are committed to protecting the privacy and confidentiality of the personal and financial information entrusted to us.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-tRYRA\" data-uniq-id=\"yi4pd\" data-generated-css=\"brz-css-fO0oR\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-kda34\" data-uniq-id=\"jys_a\" data-generated-css=\"brz-css-bbqXE\">A note on scope. Citadel Partners LLC is based in California, and the great majority of the individuals whose personal information we handle are California residents. This Policy is written to reflect the privacy laws most relevant to a California-based firm, including the Gramm-Leach-Bliley Act (&#8220;GLBA&#8221;), the confidentiality rules for tax return information under 26 U.S.C. Section 7216, and the California Consumer Privacy Act as amended by the California Privacy Rights Act (&#8220;CCPA\/CPRA&#8221;). We extend the California Consumer Privacy Rights described in Section 6 to our clients and Site visitors as a matter of policy, regardless of whether our firm meets every CCPA\/CPRA statutory threshold, except with respect to personal information that is exempt under the GLBA (see Section 5).<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-w_byf\" data-uniq-id=\"pMdSc\" data-generated-css=\"brz-css-kQI1r\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-diELN\" data-uniq-id=\"o4win\" data-generated-css=\"brz-css-rGxCv\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-d9XUo\" data-uniq-id=\"suxyu\" data-generated-css=\"brz-css-m_BHs\">1. Information We Collect and Retain<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-wPFWc\" data-uniq-id=\"dpdrV\" data-generated-css=\"brz-css-aE4Sv\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-qTHSW\" data-uniq-id=\"hnRiH\" data-generated-css=\"brz-css-ppdG0\">1.1 Categories of Personal Information (Last 12 Months)<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-xZ4Lv\" data-uniq-id=\"m3Cb5\" data-generated-css=\"brz-css-mCMY_\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-yvZis\" data-uniq-id=\"wLO0T\" data-generated-css=\"brz-css-i_cGm\">The categories of personal information we have collected about our clients, prospective clients, and Site visitors in the preceding 12 months, along with why we collect it and how long we generally keep it, are as follows:<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-hM4nV\" data-uniq-id=\"eyo6u\" data-generated-css=\"brz-css-iYNPo\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-wIo6W\" data-uniq-id=\"qsv9f\" data-generated-css=\"brz-css-eBUEY\">Identifiers<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-f4cCS\" data-uniq-id=\"n0NoK\" data-generated-css=\"brz-css-avoWB\">Examples: Name, address, email, phone number, IP address, online account name, Social Security Number or Employer Identification Number (SSN\/EIN).<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-eJtwi\" data-uniq-id=\"oCMAk\" data-generated-css=\"brz-css-rvdNq\">Purpose: Providing tax and accounting services, communicating with you, verifying identity, complying with legal and regulatory obligations.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-xFuvf\" data-uniq-id=\"a57H_\" data-generated-css=\"brz-css-lkT56\">Retention: Generally 7 years after the engagement ends, consistent with IRS recordkeeping rules, or longer if required by law.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-qDD2T\" data-uniq-id=\"etWA8\" data-generated-css=\"brz-css-kqKl0\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-hr4Bl\" data-uniq-id=\"gomHx\" data-generated-css=\"brz-css-njqRF\">Sensitive Personal Information<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-h_41X\" data-uniq-id=\"yTgB9\" data-generated-css=\"brz-css-lx4Zi\">Examples: SSN\/EIN, financial account numbers, government-issued ID numbers, and, only where relevant to a specific credit or benefit you are claiming, demographic information such as racial or ethnic origin.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-sRLw5\" data-uniq-id=\"lJYlu\" data-generated-css=\"brz-css-jwqvA\">Purpose: Preparing and filing tax returns, verifying eligibility for certain credits or programs, complying with the GLBA, IRS regulations, and anti-money-laundering laws.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-vaDNN\" data-uniq-id=\"mlC0H\" data-generated-css=\"brz-css-cmjDC\">Retention: Same as Identifiers above. We do not use or disclose this information for purposes that would trigger a CCPA &#8220;Right to Limit&#8221; request.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-rVhUQ\" data-uniq-id=\"gLut5\" data-generated-css=\"brz-css-mlsAx\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-mCMvj\" data-uniq-id=\"nZss3\" data-generated-css=\"brz-css-yPHww\">Financial\/Commercial Information<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-rWqfn\" data-uniq-id=\"mT7I3\" data-generated-css=\"brz-css-k2FNk\">Examples: Income, expenses, investment and account data, transaction history, credit history, assets, and liabilities.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-ue13j\" data-uniq-id=\"bhxbd\" data-generated-css=\"brz-css-cv22G\">Purpose: Tax preparation, accounting and advisory services, billing, fraud prevention, anti-money-laundering compliance.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-pIEpD\" data-uniq-id=\"oRQu2\" data-generated-css=\"brz-css-jMME5\">Retention: Retained as required under the GLBA and IRS regulations, generally 7 years.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-gW0Pm\" data-uniq-id=\"nm1qJ\" data-generated-css=\"brz-css-l0TWQ\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-ukAT_\" data-uniq-id=\"tB9Sm\" data-generated-css=\"brz-css-urh_a\">Internet\/Network Activity<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-glYSx\" data-uniq-id=\"kPq7v\" data-generated-css=\"brz-css-me9aM\">Examples: Pages visited on the Site, browser and device information, approximate location, interaction with our online forms and client portal.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-g0VHs\" data-uniq-id=\"b0TWD\" data-generated-css=\"brz-css-vtNm4\">Purpose: Operating and securing the Site, analytics, improving our online services.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-kRHIW\" data-uniq-id=\"pLPKr\" data-generated-css=\"brz-css-m5NFk\">Retention: Typically 12-24 months, except security or audit logs, which may be retained longer.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-tIKNU\" data-uniq-id=\"q0ZJZ\" data-generated-css=\"brz-css-teeCh\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-ibG_E\" data-uniq-id=\"kAxWu\" data-generated-css=\"brz-css-qcgLQ\">Professional\/Employment Data<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-csDKs\" data-uniq-id=\"oTf7d\" data-generated-css=\"brz-css-gDBy8\">Examples: Job title, employer name, employment and income history.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-mJjlO\" data-uniq-id=\"dp4QX\" data-generated-css=\"brz-css-sDkyk\">Purpose: Tax preparation and financial planning services.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-pEeIz\" data-uniq-id=\"j4Bsq\" data-generated-css=\"brz-css-tEAYz\">Retention: Retained with your related client file, generally 7 years.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-r7ToS\" data-uniq-id=\"oknF8\" data-generated-css=\"brz-css-gYyYa\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-rgb2e\" data-uniq-id=\"hFCOO\" data-generated-css=\"brz-css-vFwoH\">Inferences Drawn<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-wU1EN\" data-uniq-id=\"aAyZw\" data-generated-css=\"brz-css-oElfv\">Examples: Observations about your financial situation, preferences, or planning needs, drawn from the categories above.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-hQD85\" data-uniq-id=\"qhfm1\" data-generated-css=\"brz-css-cpQbC\">Purpose: Tailoring advice and recommendations; internal service improvement.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-hFUeI\" data-uniq-id=\"rPDmZ\" data-generated-css=\"brz-css-dcj1D\">Retention: Retained only as long as reasonably necessary for the purpose collected, and no longer than the related client file.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-afR3L\" data-uniq-id=\"fx6l4\" data-generated-css=\"brz-css-cTYpU\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-uYDKX\" data-uniq-id=\"g0fHZ\" data-generated-css=\"brz-css-h6D7p\">1.2 Sources of Personal Information<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-yr1NQ\" data-uniq-id=\"kXXeP\" data-generated-css=\"brz-css-lRkxW\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-oJwLw\" data-uniq-id=\"vQ8_H\" data-generated-css=\"brz-css-aBYne\">We obtain the categories of personal information listed above from the following sources:<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-tQIcV\" data-uniq-id=\"uav7p\" data-generated-css=\"brz-css-hCYSU\"><\/p>\n<ul>\n<li class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-kxim0\" data-uniq-id=\"z8y2O\" data-generated-css=\"brz-css-r7KdA\">Directly from you: through engagement forms, our secure client portal, and verbal, written, or email communications.<\/li>\n<li class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-nucck\" data-uniq-id=\"wEgsa\" data-generated-css=\"brz-css-kD_0D\">From your devices: through your interaction with our Site and Services, including cookies and server logs (see Section 1.3).<\/li>\n<li class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-p3Mlz\" data-uniq-id=\"m8H_Z\" data-generated-css=\"brz-css-g9P_a\">From third-party service providers: companies we engage for payment processing, identity verification, document management, or IT hosting.<\/li>\n<li class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-vqjYk\" data-uniq-id=\"dsijW\" data-generated-css=\"brz-css-h9PSE\">From financial and government institutions: financial custodians, banks, employers, and government agencies (for example, the IRS or state tax boards) as necessary to perform the Services.<\/li>\n<\/ul>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-bPOxX\" data-uniq-id=\"pyh8u\" data-generated-css=\"brz-css-lDyvq\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-eo8oU\" data-uniq-id=\"fjSwu\" data-generated-css=\"brz-css-pmi1W\">1.3 Cookies and Similar Technologies<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-xH4Fv\" data-uniq-id=\"xUIly\" data-generated-css=\"brz-css-asP6X\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-jEpCf\" data-uniq-id=\"vxizE\" data-generated-css=\"brz-css-fjnqi\">Our Site uses cookies, pixels, and similar technologies to operate the Site securely, remember your preferences, and understand how visitors use the Site (for example, through analytics tools). We do not use these technologies to sell your personal information. Most browsers let you block or delete cookies through their settings; doing so may limit some Site functionality. Where applicable, we honor the Global Privacy Control (&#8220;GPC&#8221;) signal as an opt-out preference signal for California residents, as described in Section 6.4.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-nzxpu\" data-uniq-id=\"puwi1\" data-generated-css=\"brz-css-iEPTG\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-hUEjP\" data-uniq-id=\"mF73i\" data-generated-css=\"brz-css-dndFk\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-x5am7\" data-uniq-id=\"tExMe\" data-generated-css=\"brz-css-alCYY\">2. How We Use Your Information<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-aeMgz\" data-uniq-id=\"uvYOR\" data-generated-css=\"brz-css-e4dmF\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-g2teA\" data-uniq-id=\"gV5eZ\" data-generated-css=\"brz-css-lXSwS\">In addition to the purposes listed above, we use personal information to:<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-mlJLw\" data-uniq-id=\"tYtTt\" data-generated-css=\"brz-css-tpXDY\"><\/p>\n<ul>\n<li data-uniq-id=\"uM8Us\" data-generated-css=\"brz-css-rzfvc\" class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-lPNgJ\">Prepare, review, and file tax returns and related schedules and elections;<\/li>\n<li data-uniq-id=\"frMiK\" data-generated-css=\"brz-css-y8UO8\" class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-cHXhA\">Provide accounting, bookkeeping, payroll, and advisory services you have engaged us to perform;<\/li>\n<li data-uniq-id=\"hrY0C\" data-generated-css=\"brz-css-yrF2H\" class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-q7jJp\">Communicate with you about your account, engagement, and our Services, including appointment reminders and document requests;<\/li>\n<li data-uniq-id=\"s4zms\" data-generated-css=\"brz-css-cDzSa\" class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-n5lpz\">Bill for and collect payment for Services;<\/li>\n<li data-uniq-id=\"hVjS7\" data-generated-css=\"brz-css-niG5U\" class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-dd81q\">Detect, investigate, and prevent fraud, unauthorized transactions, and other illegal activity;<\/li>\n<li data-uniq-id=\"skPW9\" data-generated-css=\"brz-css-qqcbC\" class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-asgGn\">Comply with applicable law, regulation, professional standards (including IRS Circular 230), and valid legal process; and<\/li>\n<li data-uniq-id=\"adpzh\" data-generated-css=\"brz-css-sGTIh\" class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-pYVjP\">With your consent, send marketing communications about additional services (see Section 12).<\/li>\n<\/ul>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-fLKmF\" data-uniq-id=\"ppH_E\" data-generated-css=\"brz-css-pJZSi\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-cdkME\" data-uniq-id=\"bxGxg\" data-generated-css=\"brz-css-gkSdl\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-mMkbQ\" data-uniq-id=\"rc9qh\" data-generated-css=\"brz-css-fbO6R\">3. Disclosure of Personal Information<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-ruVf7\" data-uniq-id=\"ie_Cx\" data-generated-css=\"brz-css-puPhc\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-w0Cmb\" data-uniq-id=\"dChT8\" data-generated-css=\"brz-css-x7IMd\">We do not sell your personal information as &#8220;sale&#8221; is defined under the CCPA\/CPRA, and we have not sold any personal information in the preceding 12 months. We also do not &#8220;share&#8221; personal information for cross-context behavioral advertising.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-p1rhs\" data-uniq-id=\"otGqg\" data-generated-css=\"brz-css-nESmy\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-rK0YI\" data-uniq-id=\"mNf6n\" data-generated-css=\"brz-css-rhZID\">We disclose personal information, for business purposes only, to the following categories of recipients:<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-iNTyp\" data-uniq-id=\"sOO7s\" data-generated-css=\"brz-css-bMFlX\"><\/p>\n<ul>\n<li data-uniq-id=\"yLz05\" data-generated-css=\"brz-css-uGl6B\" class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-lyXxp\">Service providers: vendors that perform services on our behalf, such as secure hosting, IT security, document storage, and data analytics, under contracts that limit their use of your information to the services they provide us.<\/li>\n<li data-uniq-id=\"mRIT1\" data-generated-css=\"brz-css-lqjrp\" class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-xm5Gt\">Governmental and regulatory bodies: the IRS, state tax agencies, and other regulators, as required to prepare and file returns or as otherwise required by law.<\/li>\n<li data-uniq-id=\"akAkS\" data-generated-css=\"brz-css-ep9O4\" class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-dn7FM\">Professional advisers: attorneys, auditors, or other professional advisers, in connection with our business operations or legal obligations.<\/li>\n<li data-uniq-id=\"g9rTm\" data-generated-css=\"brz-css-zzW_t\" class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-ztc23\">Successors: a successor entity in the event of a merger, acquisition, or sale of firm assets, subject to confidentiality protections.<\/li>\n<\/ul>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-j5RGp\" data-uniq-id=\"bzAIZ\" data-generated-css=\"brz-css-ypOoP\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-r0jTE\" data-uniq-id=\"rnZC7\" data-generated-css=\"brz-css-c_XtH\">Nevada law permits residents to opt out of certain sales of &#8220;covered information&#8221; as defined under Nevada Revised Statutes Chapter 603A. Because we do not sell covered information, no action is required to exercise this right; residents with questions may still contact us at the address in Section 16.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-ut10u\" data-uniq-id=\"fOr9V\" data-generated-css=\"brz-css-uF9oy\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-iihnz\" data-uniq-id=\"g5y4V\" data-generated-css=\"brz-css-p42FP\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-zEsQK\" data-uniq-id=\"bFmIl\" data-generated-css=\"brz-css-ofXFL\">4. Special Notice Regarding Your Tax Return Information (IRC Section 7216)<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-rOdt1\" data-uniq-id=\"cvYef\" data-generated-css=\"brz-css-jcvLN\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-llgDk\" data-uniq-id=\"kbMPb\" data-generated-css=\"brz-css-gQ1GL\">As a paid tax return preparer, we are separately governed by 26 U.S.C. Section 7216 and its implementing Treasury regulations, which restrict how we may use or disclose the tax return information you provide to us. Except as described below, we will not use your tax return information for any purpose other than preparing your return, and we will not disclose it to anyone outside our firm, without your prior written, signed, and dated consent, obtained in the form required by law.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-mnFqE\" data-uniq-id=\"dvudz\" data-generated-css=\"brz-css-l6xZM\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-l20vZ\" data-uniq-id=\"v51Bx\" data-generated-css=\"brz-css-xEwVJ\">Consistent with Section 7216, we may use or disclose tax return information without separate written consent to:<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-n9pO7\" data-uniq-id=\"b5MAD\" data-generated-css=\"brz-css-mKIVX\"><\/p>\n<ul>\n<li data-uniq-id=\"qAZU2\" data-generated-css=\"brz-css-sKdzQ\" class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-eUlgs\">Prepare and file your return and communicate with the IRS or state tax authorities on your behalf;<\/li>\n<li data-uniq-id=\"ctiH2\" data-generated-css=\"brz-css-kuuaY\" class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-xQhEd\">Other preparers within our firm working on your engagement, and for internal administrative purposes such as quality and peer review;<\/li>\n<li data-uniq-id=\"wAXxD\" data-generated-css=\"brz-css-lleYp\" class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-rqShB\">Comply with a valid court order, administrative order, or other legal process; and<\/li>\n<li data-uniq-id=\"v8f9e\" data-generated-css=\"brz-css-hvdZF\" class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-uaEIR\">Use your name, address, and the fact that you are our client to offer you additional tax preparation services in future years.<\/li>\n<\/ul>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-s7T9F\" data-uniq-id=\"iOUVi\" data-generated-css=\"brz-css-fZR5y\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-aJDDJ\" data-uniq-id=\"s6Uvq\" data-generated-css=\"brz-css-qXtB4\">For any other use or disclosure &#8211; for example, referring you to a third-party financial product, sharing your information with an unaffiliated business, or using it to market non-tax services &#8211; we will ask you to sign a separate, specific consent that meets the requirements of Section 7216. You are never required to sign such a consent as a condition of receiving tax preparation services from us, and you may revoke a consent at any time by notifying us in writing.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-jP1XJ\" data-uniq-id=\"tPtml\" data-generated-css=\"brz-css-mWEhd\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-irWHc\" data-uniq-id=\"sMaUG\" data-generated-css=\"brz-css-kxw9Y\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-f0oKf\" data-uniq-id=\"huudq\" data-generated-css=\"brz-css-f3zei\">5. The Gramm-Leach-Bliley Act and Financial Privacy<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-qng4C\" data-uniq-id=\"sX_S6\" data-generated-css=\"brz-css-v4tTo\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-a_4U2\" data-uniq-id=\"t6qFK\" data-generated-css=\"brz-css-iN7XM\">Citadel Partners LLC is a &#8220;financial institution&#8221; for purposes of the GLBA because we provide tax preparation and related financial services. The GLBA, its Privacy Rule (Regulation P), and the FTC Safeguards Rule govern how we collect, share, and protect nonpublic personal financial information, and they require us to maintain a written information security program.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-d9bFV\" data-uniq-id=\"qEtcm\" data-generated-css=\"brz-css-p9zx0\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-ilrLZ\" data-uniq-id=\"cuaSc\" data-generated-css=\"brz-css-cTvZI\">If you engage us for Services, you may separately receive an annual financial privacy notice describing our information-sharing practices in the format required by federal law; that notice supplements this Policy and controls with respect to GLBA-covered information in the event of any conflict.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-d_LHn\" data-uniq-id=\"s0aB7\" data-generated-css=\"brz-css-wH__J\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-tUAqw\" data-uniq-id=\"e1Mdm\" data-generated-css=\"brz-css-nBXEV\">The CCPA\/CPRA does not apply to personal information that is collected, processed, or disclosed pursuant to the GLBA and its implementing regulations. Most of the sensitive financial information we collect to provide tax and accounting services is governed by the GLBA and is therefore exempt from the CCPA\/CPRA rights described in Section 6. Those rights apply only to personal information that is not covered by the GLBA exemption &#8211; for example, general Site browsing data or marketing contact details collected before a client relationship begins.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-yxGLX\" data-uniq-id=\"n4hKP\" data-generated-css=\"brz-css-sHsps\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-zf0A4\" data-uniq-id=\"qahz2\" data-generated-css=\"brz-css-hmLKr\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-iGLRe\" data-uniq-id=\"g5Hsz\" data-generated-css=\"brz-css-gxCBG\">6. California Consumer Privacy Rights<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-dc5rT\" data-uniq-id=\"rRdIp\" data-generated-css=\"brz-css-nZpvk\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-awbsE\" data-uniq-id=\"fLILQ\" data-generated-css=\"brz-css-xYCnh\">As a California-based firm, we make the following rights available to California consumers with respect to personal information that is not exempt under the GLBA (see Section 5), regardless of whether our firm independently meets every CCPA\/CPRA statutory applicability threshold. If you are a California resident, you have the following rights:<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-gY3qz\" data-uniq-id=\"mhuni\" data-generated-css=\"brz-css-yf0zX\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-k72BA\" data-uniq-id=\"s9DFf\" data-generated-css=\"brz-css-nv6X4\">6.1 Right to Know<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-jmpRr\" data-uniq-id=\"qtbxV\" data-generated-css=\"brz-css-u2wSv\">You may request that we disclose the categories and specific pieces of personal information we have collected, used, and disclosed about you over the past 12 months, and the categories of sources and recipients involved.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-wLlno\" data-uniq-id=\"kGVx3\" data-generated-css=\"brz-css-igiqf\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-qhmYb\" data-uniq-id=\"c7uuw\" data-generated-css=\"brz-css-c1WvM\">6.2 Right to Delete<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-fHK16\" data-uniq-id=\"y_OkX\" data-generated-css=\"brz-css-tyFhk\">You may request deletion of your personal information, subject to exceptions such as legal or regulatory retention requirements (for example, IRS recordkeeping rules) and our need to complete a transaction you requested.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-lhGPx\" data-uniq-id=\"qQjaO\" data-generated-css=\"brz-css-jY0F9\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-slVil\" data-uniq-id=\"qxHa3\" data-generated-css=\"brz-css-gchuV\">6.3 Right to Correct<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-fyin1\" data-uniq-id=\"cFiBo\" data-generated-css=\"brz-css-vUbMn\">You may request that we correct inaccurate personal information we maintain about you.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-jdY9C\" data-uniq-id=\"iX3ax\" data-generated-css=\"brz-css-pfhEI\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-hc58J\" data-uniq-id=\"qkNd6\" data-generated-css=\"brz-css-vxK1L\">6.4 Right to Opt Out of Sale or Sharing<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-peLDc\" data-uniq-id=\"raLmt\" data-generated-css=\"brz-css-tn_o0\">We do not sell or share personal information as those terms are defined under the CCPA\/CPRA. To the extent we ever use non-GLBA data (such as Site cookies) for cross-context behavioral advertising, you would have the right to opt out, and we honor the Global Privacy Control signal as a valid opt-out request.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-eaTSZ\" data-uniq-id=\"ao_co\" data-generated-css=\"brz-css-tgaEN\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-x0dWz\" data-uniq-id=\"tIZwV\" data-generated-css=\"brz-css-x0p1d\">6.5 Right to Limit Use of Sensitive Personal Information<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-ujXhO\" data-uniq-id=\"nFb93\" data-generated-css=\"brz-css-uWEql\">We use sensitive personal information only to provide the tax and financial services you have requested, which is the purpose for which it was collected. Our use is therefore already limited to necessary, expected purposes, and we do not use or disclose it in ways that would trigger an additional right to limit.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-kTAEG\" data-uniq-id=\"ppk6i\" data-generated-css=\"brz-css-qG6Du\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-pWlHC\" data-uniq-id=\"i22Y5\" data-generated-css=\"brz-css-tCUSB\">6.6 Right to Non-Discrimination<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-kZD2b\" data-uniq-id=\"iOcCA\" data-generated-css=\"brz-css-tJx34\">We will not deny you goods or services, charge different prices, or provide a different level of service because you exercised a right under the CCPA\/CPRA.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-cYQr2\" data-uniq-id=\"sINf8\" data-generated-css=\"brz-css-jzqdT\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-tvKcv\" data-uniq-id=\"cA9SB\" data-generated-css=\"brz-css-eCAui\">6.7 California &#8220;Shine the Light&#8221; Law<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-xvp_t\" data-uniq-id=\"y4WVl\" data-generated-css=\"brz-css-yHmyt\">California Civil Code Section 1798.83 separately allows California customers to request certain information about our disclosure of personal information to third parties for those third parties&#8217; own direct marketing purposes. We do not share personal information with third parties for their own direct marketing purposes, so no action is required to exercise this right. If you have questions, you may still contact us using the information in Section 16.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-do9vq\" data-uniq-id=\"bsEdT\" data-generated-css=\"brz-css-nulGg\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-gvcVm\" data-uniq-id=\"sOiPB\" data-generated-css=\"brz-css-iTXT1\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-uvEgK\" data-uniq-id=\"prf7L\" data-generated-css=\"brz-css-x5m6N\">7. Other State Privacy Laws<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-aOGI_\" data-uniq-id=\"yth5f\" data-generated-css=\"brz-css-a_Zch\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-xKzn2\" data-uniq-id=\"x1942\" data-generated-css=\"brz-css-u_CAt\">Because we are based in California and California law is our primary compliance framework, this Policy is written first from that perspective. A number of other states &#8211; including Virginia, Colorado, Connecticut, Utah, and others &#8211; have also enacted comprehensive privacy laws that, like the CCPA\/CPRA, generally exempt information covered by the GLBA. If you reside in one of these states and have questions about rights that may apply to any non-exempt information we hold about you, please contact us using the information in Section 16 and we will address your request under the law applicable to you.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-dcs1l\" data-uniq-id=\"qSvpT\" data-generated-css=\"brz-css-maif6\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-bXEPs\" data-uniq-id=\"dwCc3\" data-generated-css=\"brz-css-jr3YZ\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-ot01y\" data-uniq-id=\"dVQh1\" data-generated-css=\"brz-css-j4Zgg\">8. How to Exercise Your Rights<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-jIlxN\" data-uniq-id=\"vM2Th\" data-generated-css=\"brz-css-qBLi6\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-cBi4P\" data-uniq-id=\"vRHkn\" data-generated-css=\"brz-css-t8G6Z\">To exercise the Right to Know, Right to Correct, or Right to Delete described in Section 6, please submit a verifiable request through one of the following methods:<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-yUHLL\" data-uniq-id=\"ffMNi\" data-generated-css=\"brz-css-i1y8W\"><\/p>\n<ul>\n<li data-uniq-id=\"wFJFr\" data-generated-css=\"brz-css-ja2qp\" class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-mOxL5\">Email: privacy@ctdtax.com<\/li>\n<li data-uniq-id=\"nR7za\" data-generated-css=\"brz-css-nxjBO\" class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-cOY90\">Toll-Free Telephone: (877) 322-1040<\/li>\n<\/ul>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-tGPmI\" data-uniq-id=\"zQjPM\" data-generated-css=\"brz-css-ii1IC\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-oUQlJ\" data-uniq-id=\"dKwxP\" data-generated-css=\"brz-css-adzTH\">We will need to verify your identity before processing your request, which may require you to confirm information we already have on file. You may designate an authorized agent to submit a request on your behalf by providing the agent with written permission signed by you, or a power of attorney; we may still require you to verify your own identity directly with us. We aim to confirm receipt of a verifiable request within 10 business days and to substantively respond within 45 days, with one 45-day extension where reasonably necessary and permitted by law.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-bCfv2\" data-uniq-id=\"rXT9Z\" data-generated-css=\"brz-css-pQInf\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-pf9HX\" data-uniq-id=\"adE8C\" data-generated-css=\"brz-css-vHxA8\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-xWS7F\" data-uniq-id=\"sQkk9\" data-generated-css=\"brz-css-bQSVf\">9. Data Security<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-pm6SZ\" data-uniq-id=\"ikdbs\" data-generated-css=\"brz-css-iiGg1\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-lgSTT\" data-uniq-id=\"evBXR\" data-generated-css=\"brz-css-s95Li\">We maintain a written information security program, consistent with the FTC Safeguards Rule, that includes administrative, technical, and physical safeguards designed to protect personal and financial information from unauthorized access, use, alteration, or disclosure. These safeguards include encryption of sensitive information in transit and at rest, multi-factor authentication for access to systems holding client data, restricted employee access on a need-to-know basis, employee training, and oversight of service providers who handle client information on our behalf. No security program can guarantee absolute security, and we encourage you to also take reasonable steps to protect information you share with us, such as using strong passwords for our client portal.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-s3xEM\" data-uniq-id=\"atQcQ\" data-generated-css=\"brz-css-yr4LV\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-hpxy0\" data-uniq-id=\"l1CfB\" data-generated-css=\"brz-css-dets_\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-rLQ6q\" data-uniq-id=\"q9OmF\" data-generated-css=\"brz-css-yr5cv\">10. Data Retention<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-vceYn\" data-uniq-id=\"wlmgh\" data-generated-css=\"brz-css-eQeot\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-j8aoB\" data-uniq-id=\"idSoy\" data-generated-css=\"brz-css-bVCWv\">We generally retain client records, including tax returns and supporting information, for a minimum of seven years from the end of the engagement, consistent with IRS recordkeeping guidance and our professional obligations, unless a longer period is required by law or a shorter period is appropriate for information not tied to a specific engagement (see Section 1.1). When information is no longer needed, we securely delete or destroy it.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-l5qkA\" data-uniq-id=\"kklLr\" data-generated-css=\"brz-css-qJ8L5\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-bclVF\" data-uniq-id=\"tJejL\" data-generated-css=\"brz-css-lH9tj\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-yF0Ox\" data-uniq-id=\"eFNTr\" data-generated-css=\"brz-css-dBePE\">11. Third-Party Links and Services<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-uSWJq\" data-uniq-id=\"kKw3O\" data-generated-css=\"brz-css-b70md\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-k2OvH\" data-uniq-id=\"qqRpI\" data-generated-css=\"brz-css-anyOs\">Our Site may contain links to third-party websites or services, such as a secure client portal, payment processor, or e-filing provider. This Policy does not apply to those third parties, and we encourage you to review their privacy policies before providing them with information.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-sUGHp\" data-uniq-id=\"vNTOQ\" data-generated-css=\"brz-css-hs_5D\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-qI7wG\" data-uniq-id=\"yvBTt\" data-generated-css=\"brz-css-apD42\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-mDKCL\" data-uniq-id=\"mwOA4\" data-generated-css=\"brz-css-hXhkR\">12. Marketing Communications<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-rIlgy\" data-uniq-id=\"qLDxi\" data-generated-css=\"brz-css-n6__Q\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-rq_0x\" data-uniq-id=\"o76d5\" data-generated-css=\"brz-css-u6zjD\">If we send you marketing communications by email, you may opt out at any time using the unsubscribe link included in the message or by contacting us at privacy@ctdtax.com. If we contact you by text message, you may reply STOP to opt out. Opting out of marketing communications will not affect service-related communications, such as messages about an active engagement or filing deadline.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-emWMF\" data-uniq-id=\"clyWF\" data-generated-css=\"brz-css-yhZlz\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-joM5l\" data-uniq-id=\"wWK0u\" data-generated-css=\"brz-css-r3eoX\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-dSyZS\" data-uniq-id=\"byf0y\" data-generated-css=\"brz-css-zk3uY\">13. Children&#8217;s Privacy<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-qXYSP\" data-uniq-id=\"d0wlU\" data-generated-css=\"brz-css-gIet2\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-itLRo\" data-uniq-id=\"v1R14\" data-generated-css=\"brz-css-pDe2R\">Our Site and Services are not directed to individuals under the age of 16, and we do not knowingly collect personal information from, or sell or share the personal information of, anyone we know to be under 16 years of age. If you believe a child has provided us with personal information, please contact us and we will take appropriate steps to delete it.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-y5ltV\" data-uniq-id=\"rCrEb\" data-generated-css=\"brz-css-ngY86\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-j_IRd\" data-uniq-id=\"x8hD3\" data-generated-css=\"brz-css-fV05G\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-iOK0M\" data-uniq-id=\"ug4hf\" data-generated-css=\"brz-css-eJM0D\">14. Governing Law<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-mB9zg\" data-uniq-id=\"zbsUs\" data-generated-css=\"brz-css-kWm_q\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-reyXY\" data-uniq-id=\"a7F4u\" data-generated-css=\"brz-css-dwOl4\">This Privacy Policy, and any dispute arising out of or relating to it, is governed by the laws of the State of California, without regard to its conflict-of-laws principles, except to the extent superseded by applicable federal law (including the GLBA and 26 U.S.C. Section 7216). Any legal action relating to this Policy will be brought in the state or federal courts located in Los Angeles County, California, and you consent to the personal jurisdiction of those courts.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-zxSFy\" data-uniq-id=\"rYLkM\" data-generated-css=\"brz-css-wlmW1\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-dKfeY\" data-uniq-id=\"okbvU\" data-generated-css=\"brz-css-lUefD\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-u0Wdo\" data-uniq-id=\"ap9tN\" data-generated-css=\"brz-css-qwp3W\">15. Changes to This Privacy Policy<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-t9zln\" data-uniq-id=\"kGk_B\" data-generated-css=\"brz-css-reKLD\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-dXFLA\" data-uniq-id=\"g812z\" data-generated-css=\"brz-css-xZgqA\">We may update this Privacy Policy from time to time to reflect changes in our practices or in applicable law. We will post the revised Policy on this page and update the &#8220;Effective Date&#8221; above. If we make material changes, we will provide additional notice as required by law.<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-jLRQN\" data-uniq-id=\"h2jGH\" data-generated-css=\"brz-css-djymk\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-kLwkm\" data-uniq-id=\"n7KG0\" data-generated-css=\"brz-css-iF8YS\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-cCmjC\" data-uniq-id=\"wkDho\" data-generated-css=\"brz-css-g5uZ0\">16. Contact Us<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-b_ZLJ\" data-uniq-id=\"hcJz5\" data-generated-css=\"brz-css-csloC\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-xuqC1\" data-uniq-id=\"i3FWr\" data-generated-css=\"brz-css-cQDQq\">If you have questions, concerns, or complaints about this Privacy Policy or our data practices, please contact us:<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-xWv2T\" data-uniq-id=\"n5o23\" data-generated-css=\"brz-css-dlrHa\"><\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-j2QPp\" data-uniq-id=\"u05ne\" data-generated-css=\"brz-css-mJh2i\">Citadel Partners LLC (ctdtax.com)<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-nDlcL\" data-uniq-id=\"vP26x\" data-generated-css=\"brz-css-yDpfK\">Email: privacy@ctdtax.com<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-fC_8C\" data-uniq-id=\"oPs83\" data-generated-css=\"brz-css-spxI2\">Mailing Address: 2390 Crenshaw Blvd, #E508, Torrance, CA 90501<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-uKyCM\" data-uniq-id=\"a6MSo\" data-generated-css=\"brz-css-sb32c\">Telephone: (877) 322-1040<\/p>\n<p class=\"brz-fsft-lg-0 brz-fwdth-lg-100 brz-vfw-lg-400 brz-fss-lg-px brz-ft-google brz-css-lBgx_\" data-uniq-id=\"pZEme\" data-generated-css=\"brz-css-siaCC\"><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-r-wrapper brz-css-15479pa brz-wrapper\">\n<div class=\"brz-spacer brz-css-d-spacer brz-css-10wwsz6\"><\/div>\n<\/div>\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-1sfh1v0 brz-wrapper\">\n<div class=\"brz-line brz-line-default brz-css-d-line\" 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brz-wrapper\">\n<div class=\"brz-spacer brz-css-d-spacer brz-css-6tk4qs\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<footer id=\"iuSuECR1x3On_iuSuECR1x3On\" class=\"brz-footer brz-css-d-sectionfooter-section brz-css-81txzc\" data-brz-custom-id=\"iuSuECR1x3On\">\n<div class=\"brz-bg\">\n<div class=\"brz-bg-color\"><\/div>\n<\/div>\n<div class=\"brz-container brz-css-d-sectionfooter-container brz-css-1go7arc\">\n<div class=\"brz-row__container brz-css-d-row-row brz-css-16s2c3g\" data-brz-custom-id=\"oWcGd4oftT52\">\n<div class=\"brz-row brz-css-d-row-container brz-css-1jl19go\">\n<div class=\"brz-columns brz-css-d-column-column brz-css-b09qgv\" data-brz-custom-id=\"r2RuNv9hNM2R\">\n<div class=\"brz-column__items brz-css-d-column-bg brz-css-19rmp0a\">\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-xzxh4a brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-richtext brz-css-1jxjjrn\" data-brz-custom-id=\"rS56Q37P08sD\">\n<div data-brz-translate-text=\"1\">\n<p class=\"brz-text-sm-center brz-fw-xs-400 brz-lh-xs-1_7 brz-fs-xs-13 brz-lh-sm-1_7 brz-fs-sm-13 brz-ff-montserrat brz-fw-lg-400 brz-fs-lg-13 brz-ls-lg-2 brz-lh-lg-1_7 brz-ls-sm-2 brz-fw-sm-400 brz-ls-xs-2 brz-text-xs-center brz-text-lg-left brz-css-q5vHH\" data-generated-css=\"brz-css-cUoJ2\" data-uniq-id=\"bNrVK\"><a class=\"link--page\" style=\"color: rgb(236, 238, 234);\" href=\"https:\/\/ctdtax.com\/?page_id=26\" data-brz-link-type=\"page\"><strong>ABOUT US<\/strong><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-1wvmz1w brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-richtext brz-css-6cmy1g\" data-brz-custom-id=\"eXH0tjszHSI2\">\n<div data-brz-translate-text=\"1\">\n<p class=\"brz-lh-lg-1_5 brz-fs-lg-15 brz-fw-xs-500 brz-fw-sm-undefined brz-fw-lg-400 brz-ff-lato brz-ls-xs-0 brz-ls-sm-undefined brz-ls-lg-0 brz-text-lg-left brz-lh-sm-2 brz-fs-sm-16 brz-fs-xs-16 brz-lh-xs-2 brz-text-xs-center brz-text-sm-center brz-css-c5KRa\" data-uniq-id=\"ecWcN\" data-generated-css=\"brz-css-pIRlN\"><span class=\" brz-span\" style=\"color: rgb(154, 126, 56);\"><u>Ou<\/u><\/span><a class=\"link--external\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com #Philosphy\" data-brz-link-type=\"external\"><u>r Philosophy<\/u><\/a><\/p>\n<p class=\"brz-lh-lg-1_5 brz-fs-lg-15 brz-fw-xs-500 brz-fw-sm-undefined brz-fw-lg-400 brz-ff-lato brz-ls-xs-0 brz-ls-sm-undefined brz-ls-lg-0 brz-text-lg-left brz-lh-sm-2 brz-fs-sm-16 brz-fs-xs-16 brz-lh-xs-2 brz-text-xs-center brz-text-sm-center brz-css-pQut_\" data-uniq-id=\"kRPSZ\" data-generated-css=\"brz-css-vKJ_f\"><a class=\"link--external\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com #WhoWeAre\" data-brz-link-type=\"external\"><u>Who We Are<\/u><\/a><\/p>\n<p class=\"brz-lh-lg-1_5 brz-fs-lg-15 brz-fw-xs-500 brz-fw-sm-undefined brz-fw-lg-400 brz-ff-lato brz-ls-xs-0 brz-ls-sm-undefined brz-ls-lg-0 brz-text-lg-left brz-lh-sm-2 brz-fs-sm-16 brz-fs-xs-16 brz-lh-xs-2 brz-text-xs-center brz-text-sm-center brz-css-nycK3\" data-uniq-id=\"cxoGz\" data-generated-css=\"brz-css-fE0nn\"><a class=\"link--external\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com #HowWeSupport\" data-brz-link-type=\"external\"><u>How We Support You<\/u><\/a><\/p>\n<p class=\"brz-lh-lg-1_5 brz-fs-lg-15 brz-fw-xs-500 brz-fw-sm-undefined brz-fw-lg-400 brz-ff-lato brz-ls-xs-0 brz-ls-sm-undefined brz-ls-lg-0 brz-text-lg-left brz-lh-sm-2 brz-fs-sm-16 brz-fs-xs-16 brz-lh-xs-2 brz-text-xs-center brz-text-sm-center brz-css-fWpjU\" data-uniq-id=\"mcQ9e\" data-generated-css=\"brz-css-pNKQi\"><a class=\"link--external\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com #WhoWeServe\" data-brz-link-type=\"external\"><u>Our Clients<\/u><\/a><\/p>\n<p class=\"brz-lh-lg-1_5 brz-fs-lg-15 brz-fw-xs-500 brz-fw-sm-undefined brz-fw-lg-400 brz-ff-lato brz-ls-xs-0 brz-ls-sm-undefined brz-ls-lg-0 brz-text-lg-left brz-lh-sm-2 brz-fs-sm-16 brz-fs-xs-16 brz-lh-xs-2 brz-text-xs-center brz-text-sm-center brz-css-bntEe\" data-uniq-id=\"d3CbL\" data-generated-css=\"brz-css-uK5eT\"><a class=\"link--external\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com #MeetOurTeam\" data-brz-link-type=\"external\"><u>Meet Our Team<\/u><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brz-columns brz-css-d-column-column brz-css-17ya5yn\" data-brz-custom-id=\"z0VG8unbNCqX\">\n<div class=\"brz-column__items brz-css-d-column-bg brz-css-1hy0xsx\">\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-zxttqj brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-richtext brz-css-1e4a2eb\" data-brz-custom-id=\"aunpVT6HEcBy\">\n<div data-brz-translate-text=\"1\">\n<p class=\"brz-text-lg-left brz-text-xs-center brz-ls-xs-2 brz-fw-sm-400 brz-ls-sm-2 brz-lh-lg-1_7 brz-ls-lg-2 brz-fs-lg-13 brz-fw-lg-400 brz-ff-montserrat brz-fs-sm-13 brz-lh-sm-1_7 brz-fs-xs-13 brz-lh-xs-1_7 brz-fw-xs-400 brz-text-sm-center brz-css-qFrD4\" data-generated-css=\"brz-css-qI7JR\" data-uniq-id=\"fH2gF\"><a class=\"link--page\" style=\"color: rgb(236, 238, 234);\" href=\"https:\/\/ctdtax.com\/?page_id=38\" data-brz-link-type=\"page\"><strong>SERVICES<\/strong><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-i1czuv brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-richtext brz-css-esjlpj\" data-brz-custom-id=\"hKySOmd8Cysc\">\n<div data-brz-translate-text=\"1\">\n<p class=\"brz-fs-lg-15 brz-fw-xs-500 brz-fw-sm-undefined brz-fw-lg-400 brz-ff-lato brz-ls-xs-0 brz-ls-sm-undefined brz-ls-lg-0 brz-text-lg-left brz-lh-sm-2 brz-fs-sm-16 brz-fs-xs-16 brz-lh-xs-2 brz-text-xs-center brz-text-sm-center brz-lh-lg-1_5 brz-css-ihLQd\" data-generated-css=\"brz-css-fsnuL\" data-uniq-id=\"mV0U1\"><a class=\"link--external\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com #Individuals\" data-brz-link-type=\"external\"><u>For Individuals<\/u><\/a><\/p>\n<p class=\"brz-fs-lg-15 brz-fw-xs-500 brz-fw-sm-undefined brz-fw-lg-400 brz-ff-lato brz-ls-xs-0 brz-ls-sm-undefined brz-ls-lg-0 brz-text-lg-left brz-lh-sm-2 brz-fs-sm-16 brz-fs-xs-16 brz-lh-xs-2 brz-text-xs-center brz-text-sm-center brz-lh-lg-1_5 brz-css-ziw0F\" data-generated-css=\"brz-css-wGhkw\" data-uniq-id=\"ruert\"><a class=\"link--external\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com #Businesses\" data-brz-link-type=\"external\"><u>For Businesses<\/u><\/a><\/p>\n<p class=\"brz-fs-lg-15 brz-fw-xs-500 brz-fw-sm-undefined brz-fw-lg-400 brz-ff-lato brz-ls-xs-0 brz-ls-sm-undefined brz-ls-lg-0 brz-text-lg-left brz-lh-sm-2 brz-fs-sm-16 brz-fs-xs-16 brz-lh-xs-2 brz-text-xs-center brz-text-sm-center brz-lh-lg-1_5 brz-css-j5XDm\" data-generated-css=\"brz-css-vnkKF\" data-uniq-id=\"zSewT\"><a class=\"link--external\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com #Accounting\" data-brz-link-type=\"external\"><u>Accounting<\/u><\/a><\/p>\n<p class=\"brz-fs-lg-15 brz-fw-xs-500 brz-fw-sm-undefined brz-fw-lg-400 brz-ff-lato brz-ls-xs-0 brz-ls-sm-undefined brz-ls-lg-0 brz-text-lg-left brz-lh-sm-2 brz-fs-sm-16 brz-fs-xs-16 brz-lh-xs-2 brz-text-xs-center brz-text-sm-center brz-lh-lg-1_5 brz-css-q_o79\" data-generated-css=\"brz-css-dHnuN\" data-uniq-id=\"lPmip\"><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brz-columns brz-css-d-column-column brz-css-1jr6q74\" data-brz-custom-id=\"sWu55wpVi4iy\">\n<div class=\"brz-column__items brz-css-d-column-bg brz-css-m18p5i\">\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-14xnlp7 brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-richtext brz-css-c13wkk\" data-brz-custom-id=\"q30gmBPBSAyH\">\n<div data-brz-translate-text=\"1\">\n<p class=\"brz-text-lg-left brz-text-xs-center brz-ls-xs-2 brz-fw-sm-400 brz-ls-sm-2 brz-lh-lg-1_7 brz-ls-lg-2 brz-fs-lg-13 brz-fw-lg-400 brz-ff-montserrat brz-fs-sm-13 brz-lh-sm-1_7 brz-fs-xs-13 brz-lh-xs-1_7 brz-fw-xs-400 brz-text-sm-center brz-css-cnM9b\" data-generated-css=\"brz-css-dpAel\" data-uniq-id=\"uG7dK\"><a class=\"link--page\" style=\"color: rgb(236, 238, 234);\" href=\"https:\/\/ctdtax.com\/?page_id=44\" data-brz-link-type=\"page\"><strong>CASE STUDIES<\/strong><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-11hse4o brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-richtext brz-css-1o63pcl\" data-brz-custom-id=\"eiwmjGFRp8X5\">\n<div data-brz-translate-text=\"1\">\n<p class=\"brz-lh-lg-1_5 brz-text-sm-center brz-text-xs-center brz-lh-xs-2 brz-fs-xs-16 brz-fs-sm-16 brz-lh-sm-2 brz-text-lg-left brz-ls-lg-0 brz-ls-sm-undefined brz-ls-xs-0 brz-ff-lato brz-fw-lg-400 brz-fw-sm-undefined brz-fw-xs-500 brz-fs-lg-15 brz-css-amXJP\" data-uniq-id=\"pOIxf\" data-generated-css=\"brz-css-dB8Cd\"><a class=\"link--page\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com\/?page_id=624\" data-brz-link-type=\"page\"><u>Navigating the Windfall<\/u><\/a><\/p>\n<p class=\"brz-lh-lg-1_5 brz-text-sm-center brz-text-xs-center brz-lh-xs-2 brz-fs-xs-16 brz-fs-sm-16 brz-lh-sm-2 brz-text-lg-left brz-ls-lg-0 brz-ls-sm-undefined brz-ls-xs-0 brz-ff-lato brz-fw-lg-400 brz-fw-sm-undefined brz-fw-xs-500 brz-fs-lg-15 brz-css-mEfGB\" data-uniq-id=\"jlq3T\" data-generated-css=\"brz-css-mwPp8\"><a class=\"link--page\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com\/?page_id=636\" data-brz-link-type=\"page\"><u>Strategic Alternative Investments<\/u><\/a><\/p>\n<p class=\"brz-lh-lg-1_5 brz-text-sm-center brz-text-xs-center brz-lh-xs-2 brz-fs-xs-16 brz-fs-sm-16 brz-lh-sm-2 brz-text-lg-left brz-ls-lg-0 brz-ls-sm-undefined brz-ls-xs-0 brz-ff-lato brz-fw-lg-400 brz-fw-sm-undefined brz-fw-xs-500 brz-fs-lg-15 brz-css-tMZq_\" data-uniq-id=\"rRESj\" data-generated-css=\"brz-css-yT_kP\"><a class=\"link--page\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com\/?page_id=805\" data-brz-link-type=\"page\"><u>Cryptocurrency Tax Strategies<\/u><\/a><\/p>\n<p class=\"brz-lh-lg-1_5 brz-text-sm-center brz-text-xs-center brz-lh-xs-2 brz-fs-xs-16 brz-fs-sm-16 brz-lh-sm-2 brz-text-lg-left brz-ls-lg-0 brz-ls-sm-undefined brz-ls-xs-0 brz-ff-lato brz-fw-lg-400 brz-fw-sm-undefined brz-fw-xs-500 brz-fs-lg-15 brz-css-z9PJD\" data-uniq-id=\"mga4r\" data-generated-css=\"brz-css-ubb2u\"><a class=\"link--page\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com\/?page_id=643\" data-brz-link-type=\"page\"><u>Estate Tax Shielding<\/u><\/a><\/p>\n<p class=\"brz-lh-lg-1_5 brz-text-sm-center brz-text-xs-center brz-lh-xs-2 brz-fs-xs-16 brz-fs-sm-16 brz-lh-sm-2 brz-text-lg-left brz-ls-lg-0 brz-ls-sm-undefined brz-ls-xs-0 brz-ff-lato brz-fw-lg-400 brz-fw-sm-undefined brz-fw-xs-500 brz-fs-lg-15 brz-css-q5qQ6\" data-uniq-id=\"nxv5H\" data-generated-css=\"brz-css-jc8rx\"><a class=\"link--page\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com\/?page_id=681\" data-brz-link-type=\"page\"><u>Managing Real Estate Investments<\/u><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brz-columns brz-css-d-column-column brz-css-tit7lb\" data-brz-custom-id=\"lfgn4R9bN9mG\">\n<div class=\"brz-column__items brz-css-d-column-bg brz-css-kfggdd\">\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-d56a2g brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-richtext brz-css-1lxo8rv\" data-brz-custom-id=\"a9PkGBQoeyYf\">\n<div data-brz-translate-text=\"1\">\n<p class=\"brz-text-lg-left brz-text-xs-center brz-ls-xs-2 brz-fw-sm-400 brz-ls-sm-2 brz-lh-lg-1_7 brz-ls-lg-2 brz-fs-lg-13 brz-fw-lg-400 brz-ff-montserrat brz-fs-sm-13 brz-lh-sm-1_7 brz-fs-xs-13 brz-lh-xs-1_7 brz-fw-xs-400 brz-text-sm-center brz-css-m3NFz\" data-uniq-id=\"zs_oF\" data-generated-css=\"brz-css-m7WVA\"><a class=\"link--page\" style=\"color: rgb(236, 238, 234);\" href=\"https:\/\/ctdtax.com\/?page_id=236\" data-brz-link-type=\"page\"><strong>TAX INSIGHTS<\/strong><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-1hymzsx brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-richtext brz-css-q51wxy\" data-brz-custom-id=\"txFggu4yqOVI\">\n<div data-brz-translate-text=\"1\">\n<p class=\"brz-text-sm-center brz-text-xs-center brz-lh-xs-2 brz-fs-xs-16 brz-fs-sm-16 brz-lh-sm-2 brz-text-lg-left brz-ls-lg-0 brz-ls-sm-undefined brz-ls-xs-0 brz-ff-lato brz-fw-lg-400 brz-fw-sm-undefined brz-fw-xs-500 brz-fs-lg-15 brz-lh-lg-1_5 brz-css-rnIS6\" data-uniq-id=\"hNdOm\" data-generated-css=\"brz-css-cKby9\"><a class=\"link--page\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com\/?page_id=585\" data-brz-link-type=\"page\"><u>The New Middle-Class Trap<\/u><\/a><\/p>\n<p class=\"brz-text-sm-center brz-text-xs-center brz-lh-xs-2 brz-fs-xs-16 brz-fs-sm-16 brz-lh-sm-2 brz-text-lg-left brz-ls-lg-0 brz-ls-sm-undefined brz-ls-xs-0 brz-ff-lato brz-fw-lg-400 brz-fw-sm-undefined brz-fw-xs-500 brz-fs-lg-15 brz-lh-lg-1_5 brz-css-hsZZc\" data-uniq-id=\"imXph\" data-generated-css=\"brz-css-uOjPd\"><a class=\"link--page\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com\/?page_id=719\" data-brz-link-type=\"page\"><u>Should You Hire a Tax Preparer<\/u><\/a><\/p>\n<p class=\"brz-fs-lg-15 brz-lh-lg-1_5 brz-text-sm-center brz-text-xs-center brz-lh-xs-2 brz-fs-xs-16 brz-fs-sm-16 brz-lh-sm-2 brz-text-lg-left brz-ls-lg-0 brz-ls-sm-undefined brz-ls-xs-0 brz-ff-lato brz-fw-lg-400 brz-fw-sm-undefined brz-fw-xs-500 brz-css-c94J6\" data-uniq-id=\"sDKGs\" data-generated-css=\"brz-css-k6AjS\"><a class=\"link--page\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com\/?page_id=728\" data-brz-link-type=\"page\"><u>Choosing a Retirement Account<\/u><\/a><\/p>\n<p class=\"brz-fs-lg-15 brz-lh-lg-1_5 brz-text-sm-center brz-text-xs-center brz-lh-xs-2 brz-fs-xs-16 brz-fs-sm-16 brz-lh-sm-2 brz-text-lg-left brz-ls-lg-0 brz-ls-sm-undefined brz-ls-xs-0 brz-ff-lato brz-fw-lg-400 brz-fw-sm-undefined brz-fw-xs-500 brz-css-zBIuo\" data-uniq-id=\"xzDes\" data-generated-css=\"brz-css-bVuZF\"><a class=\"link--page\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com\/?page_id=737\" data-brz-link-type=\"page\"><u>Mistakes When Choosing a 529<\/u><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brz-columns brz-css-d-column-column brz-css-1wyxhh0\" data-brz-custom-id=\"l3wKqOfZ0mxN\">\n<div class=\"brz-column__items brz-css-d-column-bg brz-css-1eilgdq\">\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-1cmm5o brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-richtext brz-css-61l8er\" data-brz-custom-id=\"q7z0jCYx91ae\">\n<div data-brz-translate-text=\"1\">\n<p class=\"brz-text-sm-center brz-fw-xs-400 brz-lh-xs-1_7 brz-fs-xs-13 brz-lh-sm-1_7 brz-fs-sm-13 brz-ff-montserrat brz-fw-lg-400 brz-fs-lg-13 brz-ls-lg-2 brz-lh-lg-1_7 brz-ls-sm-2 brz-fw-sm-400 brz-ls-xs-2 brz-text-xs-center brz-text-lg-left brz-css-emoyy\" data-generated-css=\"brz-css-brEOR\" data-uniq-id=\"urfg6\"><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-1u03i0j brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-richtext brz-css-155pop9\" data-brz-custom-id=\"e24rEm1TMUeT\">\n<div data-brz-translate-text=\"1\">\n<p class=\"brz-lh-lg-1_5 brz-fs-lg-15 brz-fw-xs-500 brz-fw-sm-undefined brz-fw-lg-400 brz-ff-lato brz-ls-xs-0 brz-ls-sm-undefined brz-ls-lg-0 brz-lh-sm-2 brz-fs-sm-16 brz-fs-xs-16 brz-lh-xs-2 brz-text-xs-center brz-text-sm-center brz-text-lg-justify brz-css-vKDyJ\" data-generated-css=\"brz-css-cmg2X\" data-uniq-id=\"xS9NH\"><a class=\"link--page\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com\/?page_id=585\" data-brz-link-type=\"page\"><u>FAQ<\/u><\/a><\/p>\n<p class=\"brz-lh-lg-1_5 brz-fs-lg-15 brz-fw-xs-500 brz-fw-sm-undefined brz-fw-lg-400 brz-ff-lato brz-ls-xs-0 brz-ls-sm-undefined brz-ls-lg-0 brz-lh-sm-2 brz-fs-sm-16 brz-fs-xs-16 brz-lh-xs-2 brz-text-xs-center brz-text-sm-center brz-text-lg-justify brz-css-yiRLO\" data-generated-css=\"brz-css-arqcR\" data-uniq-id=\"ocaVw\"><a class=\"link--page\" style=\"color: rgb(154, 126, 56);\" href=\"https:\/\/ctdtax.com\/?page_id=585\" data-brz-link-type=\"page\"><u>Privacy Policy<\/u><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brz-row__container brz-css-d-row-row brz-css-1p7ht65\" data-brz-custom-id=\"oUx3lX6Fr3dj\">\n<div class=\"brz-bg\"><\/div>\n<div class=\"brz-row brz-css-d-row-container brz-css-zhioyr\">\n<div class=\"brz-columns brz-css-d-column-column brz-css-1d224wt\" data-brz-custom-id=\"kFwah9g4GCuU\">\n<div class=\"brz-column__items brz-css-d-column-bg brz-css-17yhkk1\">\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-1uckji8 brz-wrapper\">\n<div class=\"brz-image brz-css-d-image-jz12yubwt29a-parent brz-css-14gde2j\" data-brz-custom-id=\"jz12YUbwt29A\"><picture class=\"brz-picture brz-d-block brz-p-relative brz-css-d-image-jz12yubwt29a-picture brz-css-1dsxjrt\"><source srcset=\"https:\/\/ctdtax.com\/wp-content\/uploads\/2026\/06\/Citadel-Logo-Full-Webpage-scaled.png 1x, https:\/\/ctdtax.com\/wp-content\/uploads\/2026\/06\/Citadel-Logo-Full-Webpage-scaled.png 2x\" media=\"(min-width: 992px)\"><source srcset=\"https:\/\/ctdtax.com\/wp-content\/uploads\/2026\/06\/Citadel-Logo-Full-Webpage-scaled.png 1x, https:\/\/ctdtax.com\/wp-content\/uploads\/2026\/06\/Citadel-Logo-Full-Webpage-scaled.png 2x\" media=\"(min-width: 768px)\"><img decoding=\"async\" class=\"brz-img\" srcset=\"https:\/\/ctdtax.com\/wp-content\/uploads\/2026\/06\/Citadel-Logo-Full-Webpage-scaled.png 1x, https:\/\/ctdtax.com\/wp-content\/uploads\/2026\/06\/Citadel-Logo-Full-Webpage-scaled.png 2x\" src=\"https:\/\/ctdtax.com\/wp-content\/uploads\/2026\/06\/Citadel-Logo-Full-Webpage-scaled.png\" loading=\"lazy\" alt=\"Citadel Partners LLC logo featuring a gold castle tower icon and the text \"Citadel Partners LLC Tax &#038; Accounting\" on a white background.\" title=\"Citadel Partners LLC - Tax and Accounting Logo\" draggable=\"false\"><\/picture><\/div>\n<\/div>\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-6pj4ka brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-richtext brz-css-129wuh4\" data-brz-custom-id=\"kLMUXIrh0djU\">\n<div data-brz-translate-text=\"1\">\n<p data-uniq-id=\"bSBze\" data-generated-css=\"brz-css-eXBmJ\" class=\"brz-fw-sm-300 brz-lh-xs-1_7 brz-fw-xs-300 brz-text-xs-center brz-lh-sm-1_7 brz-fs-xs-14 brz-fs-sm-13 brz-tp-lg-paragraph brz-text-sm-left brz-text-lg-justify brz-css-aSvwi\"><span style=\"color: rgb(154, 126, 56);\">\u00a9 2026<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brz-columns brz-css-d-column-column brz-css-jd5o9w\" data-brz-custom-id=\"aOl4BC3S_Unu\">\n<div class=\"brz-column__items brz-css-d-column-bg brz-css-1rem6oa\">\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-1im50g7 brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-richtext brz-css-vmv0yl\" data-brz-custom-id=\"iEsW1AU1_GBS\">\n<div data-brz-translate-text=\"1\">\n<p class=\"brz-fw-xs-500 brz-fw-sm-undefined brz-ls-xs-0 brz-ls-sm-undefined brz-text-lg-left brz-lh-sm-2 brz-fs-sm-16 brz-fs-xs-16 brz-lh-xs-2 brz-text-xs-center brz-text-sm-center brz-tp-lg-empty brz-ff-noto_serif brz-ft-google brz-fs-lg-13 brz-fss-lg-px brz-fw-lg-400 brz-ls-lg-0 brz-lh-lg-1_5 brz-vfw-lg-400 brz-fwdth-lg-100 brz-fsft-lg-0 brz-css-den1_\" data-generated-css=\"brz-css-cJT7m\" data-uniq-id=\"x6wKa\"><strong class=\"brz-bold-true\" style=\"color: rgb(236, 238, 234);\">Los Angeles <\/strong><\/p>\n<p class=\"brz-fw-xs-500 brz-fw-sm-undefined brz-fw-lg-400 brz-ff-lato brz-ls-xs-0 brz-ls-sm-undefined brz-ls-lg-0 brz-lh-lg-1_8 brz-text-lg-left brz-lh-sm-2 brz-fs-sm-16 brz-fs-xs-16 brz-lh-xs-2 brz-text-xs-center brz-text-sm-center brz-fs-lg-13 brz-tp-lg-paragraph brz-css-aweKD\" data-generated-css=\"brz-css-gj86C\" data-uniq-id=\"c2HeE\"><span style=\"color: rgb(154, 126, 56);\">2390 Crenshaw Blvd, #E508<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-fw-xs-500 brz-fw-sm-undefined brz-fw-lg-400 brz-ff-lato brz-ls-xs-0 brz-ls-sm-undefined brz-ls-lg-0 brz-lh-lg-1_8 brz-text-lg-left brz-lh-sm-2 brz-fs-sm-16 brz-fs-xs-16 brz-lh-xs-2 brz-text-xs-center brz-text-sm-center brz-fs-lg-13 brz-css-pCysE\" data-generated-css=\"brz-css-zfsHN\" data-uniq-id=\"hULJn\"><span style=\"color: rgb(154, 126, 56);\">Torrance, CA 90501<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brz-columns brz-css-d-column-column brz-css-9hpxhe\" data-brz-custom-id=\"cwsFAZQPOdk0\">\n<div class=\"brz-column__items brz-css-d-column-bg brz-css-16ntwlo\">\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-yk35f3 brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-richtext brz-css-xz3vd0\" data-brz-custom-id=\"fqeNn5doU7QB\">\n<div data-brz-translate-text=\"1\">\n<p class=\"brz-text-xs-center brz-fsft-xs-0 brz-fwdth-xs-100 brz-vfw-xs-400 brz-lh-xs-1_5 brz-ls-xs-0 brz-fw-xs-400 brz-fss-xs-px brz-fs-xs-16 brz-tp-xs-empty brz-tp-lg-paragraph brz-tp-sm-empty brz-fs-sm-16 brz-fss-sm-px brz-fw-sm-400 brz-ls-sm-0 brz-lh-sm-2 brz-vfw-sm-400 brz-fwdth-sm-100 brz-fsft-sm-0 brz-text-sm-center brz-css-pOrs5\" data-generated-css=\"brz-css-zGZAZ\" data-uniq-id=\"fneii\"><strong style=\"color: rgb(236, 238, 234);\">San Francisco<\/strong><\/p>\n<p class=\"brz-tp-lg-paragraph brz-fw-xs-500 brz-fw-sm-undefined brz-fw-lg-400 brz-ff-lato brz-ls-xs-0 brz-ls-sm-undefined brz-ls-lg-0 brz-lh-lg-1_8 brz-text-lg-left brz-lh-sm-2 brz-fs-sm-16 brz-fs-xs-16 brz-lh-xs-2 brz-text-xs-center brz-text-sm-center brz-fs-lg-13 brz-css-btPIZ\" data-generated-css=\"brz-css-nuaL1\" data-uniq-id=\"xU8mj\"><span style=\"color: rgb(154, 126, 56);\">1300 Evans Ave, #880282 <\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-fw-xs-500 brz-fw-sm-undefined brz-fw-lg-400 brz-ff-lato brz-ls-xs-0 brz-ls-sm-undefined brz-ls-lg-0 brz-lh-lg-1_8 brz-text-lg-left brz-lh-sm-2 brz-fs-sm-16 brz-fs-xs-16 brz-lh-xs-2 brz-text-xs-center brz-text-sm-center brz-fs-lg-13 brz-css-y9KKf\" data-generated-css=\"brz-css-epjS0\" data-uniq-id=\"sXMUS\"><span style=\"color: rgb(154, 126, 56);\">San Francisco, CA 94188<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brz-columns brz-css-d-column-column brz-css-1ix57lo\" data-brz-custom-id=\"pd2nlheu6IyQ\">\n<div class=\"brz-column__items brz-css-d-column-bg brz-css-1wv3mfm\">\n<div id=\"\" class=\"brz-css-d-wrapper brz-css-6tjxqk brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-richtext brz-css-1e0ry5f\" data-brz-custom-id=\"nVzi1LSTJiOp\">\n<div data-brz-translate-text=\"1\">\n<p class=\"brz-text-xs-center brz-tp-lg-empty brz-ff-noto_serif brz-ft-google brz-fs-lg-13 brz-fss-lg-px brz-fw-lg-400 brz-ls-lg-0 brz-lh-lg-1_5 brz-vfw-lg-400 brz-fwdth-lg-100 brz-fsft-lg-0 brz-css-fdyQM\" data-uniq-id=\"daHTS\" data-generated-css=\"brz-css-z4qp4\"><strong style=\"color: rgb(236, 238, 234);\">Phone<\/strong><span style=\"color: rgb(154, 126, 56);\"> +1 877 322-1040 <\/span><\/p>\n<p class=\"brz-text-xs-center brz-tp-lg-empty brz-ff-noto_serif brz-ft-google brz-fs-lg-13 brz-fss-lg-px brz-fw-lg-400 brz-ls-lg-0 brz-lh-lg-1_5 brz-vfw-lg-400 brz-fwdth-lg-100 brz-fsft-lg-0 brz-text-lg-justify brz-css-o97Gh\" data-uniq-id=\"rh9Nw\" data-generated-css=\"brz-css-p0GIn\"><strong style=\"color: rgb(236, 238, 234);\">Email<\/strong><span style=\"color: rgb(236, 238, 234);\"> <\/span><span style=\"color: rgb(154, 126, 56);\">hi@ctdtax.com <\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brz-columns brz-css-d-column-column brz-css-aebyx3\" data-brz-custom-id=\"iNMEoqekIQ_y\">\n<div class=\"brz-bg\">\n<div class=\"brz-bg-color\"><\/div>\n<\/div>\n<div 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